Unfair Matchmaking in Ultimate Team Division Rivals

This late in the year it’s probably not credit card teams. It’s pretty easy to have a top team by now. The worst way would be to match by your team rating. 

Ea used to do that and people would just use silver and bronze teams to play new players who have terrible bronze starting teams. Silvers and bronze were more expensive than golds. 

How ea has had to remold matchmaking over the years to make it better is crazy.