The number of cars seems to have some impact on loading times.
Unbound allows us to have a total of 250 vehicles, single player garage and multiplayer garage combined. I currently have only one car in single player (don't do it much these days) and 85 cars in multiplayer. My memory might be a bit fuzzy, but I do remember the loading times being a bit longer in the past, specifically when I had more than 100 vehicles. Nowadays, loading doesn't take very long for me.
It seems that the number of cars has some impact on loading times. Wouldn't you agree?
