Rags to Riches Mega Challenge ~ UPDATED ~

I'm very confused by the building requirements. It says that I have to level handiness and logic, which, ok. But then the second requirement is to incur a $1000 noise disturbance fine from the city. But it's an empty lot and the rules expressly say I cannot place anything on my lot until I've started building, so how is my sim supposed to make any noise at all? Also, can you even incur noise disturbances in places other than apartments? It doesn't seem like that's ever happened in any of my other saves. So am i to move into an apartment and then build on my lot once I've met the requirements?

Also, about the bed. It says you have to place a public sleeping space before you acquire a bed, but again, it also states that you can't place anything on your lot until you've begun building. I really love the idea of a mega challenge, but some of these seems contradictory and therefore confusing. Thanks in advance!