I only use Motherlode

Same, no working sims here. More than motherload I like the cheat money 9000 or whatever amount. It gives me control over the exact amount. And I can make them poor if needed for the storyline. I try hard not to cheat more than money so I only occasionally use cheat for traits or points I want because it would take too long trying to earn it. And I would never experience parenthood traits without cheating it because I don't have babies born in game nor age sims.