**My guess is that the payout rate is about 50%, and each is independently calculated (like a real coin flip). You can go on "hot" streaks of collecting coins, and "cold"
That's what I take away from your data too, and it confirms my seat-of-the-pants conclusion that the whole thing is entirely random. I also feel that way about the proclivity of a certain building or other to pay off
I visited 44 of my 69 neighbors between 00:30 and 01:30 ET. Of the 44 I visited, 32 had at least three cards available, one had just two cards available, one had one card available, and 10 had zero cards available. I accidentally tapped back to my SF two times during this run. Stats are:
Replies
That's what I take away from your data too, and it confirms my seat-of-the-pants conclusion that the whole thing is entirely random. I also feel that way about the proclivity of a certain building or other to pay off
44 friends / 50 hearts / 99 cards tapped = 50.50% payout rate
I'll update again after its time to visit my next group of neighbors tomorrow afternoon.