With only 3 or so characters with jobs for holiday cards it seems the only way to get the personal gifts is to get as many friends in your community. Homers 8 hour snowman gets you 50 cards but a visit to one neighbor and taps on 3 brown houses gets you 30 cards
I'm ashamed to admit that I bought a lot of donuts from the TSTOTIPS/Gamezino scam/partnership whatever. I am now trying to deplete those donuts as quickly as possible because it takes the fun out of the game (and I feel bad). So I am buying lots of gift bags and dropping them off to my neighbors in order to help them along, and help me get rid of my donuts.
To find gifts in your town, click the Move button (looks like yellow arrows) and then hide buildings, people and objects. When they go transparent and grey, the colourful presents are much easier to spot. I've found several that landed behind something and were hidden from view until I did this.
Hope that helps!
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