#2 Snow: 5 second reset penalty right at the start.
#3 Snow: 5 second reset penalty in the breaking box which causes you to fail the lesson if you trigger it.
#4 Snow: Regularity Rally, 20 second reset penalty in "the twisty bit" for no infringement which can give you too many points and fail the lesson. The "co-driver" also says that there is a speed limit which you can exceed, but there is no indication as to what the speed limit is for all surface types.