When money is involved ea needs to stay out

So I have a problem With mut gameplay. If I'm paying money for my players why is the so much inconsistency with the game play. Please allow me to elaborate I have a 92 overall off and def and when I play a guy that has most of the 94 and 95 players my team plays like trash so I'm like ok I get it... that guy has obviously spent some serious cash. So I expect the same when I face a team that is not as good as mine but that is not the case his players are getting block sheds his def is jumping routes. Just today a 91 LT21 was on god mode 8 couldn't tackle Him I have a t4 t.smith and LT21 truck him like road kill anyone that has LT21 knows his trucking is at 77 give or take a few. I just feel if I wanted dumb things like that to happen I could just go play h2h which is complety free. But I'm choosing to use my wallet for a competitive advantage but that can't happen because the way the gameplay is.