The Sims 3 Wont let me move to another house...why is this?

Lack of funds should cause the house selection to be blocked entirely (if things were working correctly), not make it load for hours going nowhere.

@TheSpiritTheWolf - This is an EA world that has you stuck in the beginning like that? Try pulling your entire TS3 user game folder out of Documents to your Desktop. A new one will spawn on the next loadup with no content added or saves but if you had any, they will still be safe in the pulled out folder. Do things work any better on the new, clean game folder?