I'm having the same issue, turning off onedrive isn't working.
Can you provide a simple solution that doesn't require messing around with onedrive or user accounts? This issue has been repeatedly raised since this game was released, so I don't understand why there isn't a credible, reliable fix?
Note that I am currently accessing this as part of a free trial, so there is approximately a 0% chance of me continuing with this membership if you can't provide a solution that can be performed in less than a minute.