Transfer Budget Issue in Career Mode

I'm playing FIFA 25 (licensed via Steam) and ran into a strange issue in manager career mode with Inter.

When selecting the club, the starting budget is shown as €70 million, which is expected. However, when I start a new manager career in online mode, the budget splits into €70 million current budget and €120 million transfer budget — which doesn’t make sense and looks like an artificial boost.

Interestingly, when I start a new career in offline mode, the budget displays correctly — €70 million total and aligned with what’s shown during team selection.
But even if I start offline, as soon as the game connects to EA servers, the budget automatically changes and increases without explanation.

Is this a known bug? Or is there a setting or workaround to make sure the budget reflects the correct amount in online mode?

Screenshots are attached for reference.

Thanks for any help or clarification!