@Sparco_MLR action crashes weren't invented or trademarked by burnout, many games including previous games in the series had the action crash cams. NFS Undercover comes to mind, with its takedown events (which by the way came from burnout) just like undercover, payback only has the takedown camera in missions, so when you are racing that takedown camera won't exist, so it won't distract you.
i think its stupid to say a game is a burnout copy paste because there is break to drift. you need to realize there are more to game physics than just the way your car turns. plus if its that big of an issue for you, YOU CAN TURN OFF BRAKE TO DRIFT AND DRIFT STABILITY ASSIST OFF so you don't have to deal with that "burnout" handling. you see since 2015 ghost has been trying to please both crowds, the vets who were here since anything before undercover and the newcomers who came here with Most Wanted 2012 and they are trying to please both by having 2 different styles of physics it's up to you whether or not you drive with the burnout physics those physics are not forced upon you.