How can PS5 players not be affected even if they have an accident?

I met a new person today, I can't give a name due to the rules. PS5 player. Can someone explain to me how the vehicle I have pictured below could be made into a B113? Without installing any parts, with the lowest engine, just offroad susp. And by installing offroad tires, I was able to reduce it to 127. This person reached a speed of approximately 260km with his B113 vehicle and won all the races very easily. No matter how long I've been playing, I've never seen anyone go like a rocket in Class B with this car.