@drew096
Thanks. I looked up your account and I'm not seeing any issues. I know this sounds odd, but could you try logging in at help.ea.com and then try again to see if you can accept the T&C without crashing?
As far as being signed into the controller goes, we've seen an issue where if you're signed in to a controller, it can cause issues with connecting. If you try this and it works, that would be pretty interesting.
Also, you mentioned the spinning loading circle in Madden not being there. Are you able to actually accept the T&C in Madden? If it doesn't come up, do you have any of our other games you can accept it in? If you're an Xbox Game Pass or EA Play subscriber, you could try downloading another game to see if they can be accepted.