What settings are you playing on?
I've tinkered with settings to get them so tournaments are competitive (for me). Think I've got them set up pretty well for my skill level at the moment.
Swing difficulty: Hard
Putt difficulty: Normal with grid on read line off
No arc for predicted ball flight
Wind read and speed on
Competitor difficulty 100
No post hit boost or spin
It's pretty hard for me to win on the quick tournaments with all the bogies they throw at my simulated holes but I play all the majors as full four round and they're competitive
Right now I think I'm level 42 so may have to tweak some to be a little bit more difficult in the future but played the Masters last night and was down by a few strokes for most of the match and ended up pulling it off by one with a birdie on 18