I had a sim struck by lightning in a thunderstorm while gardening in a rooftop garden.
I've had a few meteors hit.
I remember 3.
1. Before Seasons was released I had my 3 sims out back in their yard gardening. A dark shadow came. I had no idea what was happening or why there was a dark shadow. One of them died, the garden was a bit of a mess but on the bright side there was lots of bits of meteor to sell so they got really rich out of it in the end. And the one that died happened to have a death flower in her inventory and her ghost offered it to Grim and he took the flower and she came back as good as new. That's when I found out what death flowers were for.
2. A few months after Seasons was released I had built a multi story house for my sims. In the middle I'd made a level the children could play in and it had no exterior walls - I built the upper levels and then removed the exterior walls and added a few columns so it sort of looked like it would stay standing. A child was playing in that level and her father was with her. Somehow, the meteor managed to hit that level only. Upper and lower levels were untouched. The child and her father died. The father had a death flower and survived. The child became a ghost with her tombstone outdoors. Her mother made ambrosia for the little ghost to eat but she ignored it. Someone else in the household ate it. Winter arrived. Mother needed another death fish to make more ambrosia. The fishing holes were all frozen over. Eventually I added a wishing well to a lower level of their home and mother could now fish indoors and eventually caught the death fish and made another plate of ambrosia. This time the little ghost ate it but in the meantime her siblings had continued to age and some were now teens and she was still a child. But at least she was part of the family again. As a result of my learnings from this episode, I now add an indoor wishing well to almost all of my houses.
3. Much more recently I was playing a game to record for my Oscar's Childhood video. I was trying to get some of the sims out of the boarding school I'd built to travel to another world. As I gathered my young sims around the bottom of the front steps a meteor came out of the sky and hit the boarding school. I was wondering how many little ghosts I'd end up with. In the end everyone survived. One little sim got singed. But the boarding school building was a mess. There was a need to do a lot of cleaning so little sims were mopping floors on two levels for most of that sim day. And lots of furniture and decor items was destroyed. But they were able to sell the scrap and the bits of meteor and the simoleans gained pretty much paid for all the damage. I did consider reverting to an earlier save but decided, since nothing critical had been destroyed I would continue on with the game and include it in my story. If I'd lost one of those reward items or someone had died I'd have reverted to an earlier save. I do Save As with a new name regularly just in case something I really don't want to have happen does happen.
On the other hand, I've been playing regularly since June 2009. In all that time I've only had 3, that I can recall, meteor strikes.
For the purposes of the story, Oscar in my Oscar's Childhood videos, needed to lose his parents to a meteor strike. In order to get the meteor strike I made an evil alien in CAS (used a mod to add the alien DNA to a regular sim I made) and added that evil alien to the household and got her to call down several meteors around town, including one aimed directly at Oscar's parents. I also added lots of fog emitters to make it look like their house was burning and the dragon's breath from the dragon cave in Shang Simla gave a very realistic effect of smoke from the fire.
This is the episode of Oscar's Childhood with the meteors - all of the meteors in this video were called down by an evil alien.
https://youtu.be/9hn-qYAVaH0
I think the worst part of the meteors is worrying about them. They are very rare - unless you have an alien in your household and you tell them to call down a meteor. They need to eat space rocks so you might want to do that. Also I think there is an adventure with the space car that lets you get your sim who is flying in the space car to throw down meteors. But I don't think any actual meteors occur with that one.
In this episode of Oscar's Childhood you see them cleaning up the mess after the meteor the game produced hit the boarding school.
https://youtu.be/UJA_tHibgHc
