Yeah we had good insurance before the company Pete worked at closed. But this is what we ended up with that our government says we can get. it is what is the Obama plan and what they offer now and what all people are supposed to end up that get stuck with Obama care. But if you had to apply for insurance in the last 6 months this is what I get. It is not free either. Just for me I pay 109 for the medical and 45 for the prescription a month - then I have copays on everything. It is complicated - Pete handled all the info and such about it - but it is better than nothing.