@SqueamishNerd I am not sure if it is possible to allow everything since age rating submissions (in all countries) have to be filed by the software developers way ahead of the release of the game (and you may even run into legal issues in some countries if you do not) but a combination of a basic list of words + reported issues may be the right choice (which is what EA seems to be doing for years anyways). One major problem of banning people for using disallowed words is, that you may find yourself in a situation, in which you get busted for no obvious reasons, only to find out that a word you were using happens to be banned in Japan and there was no way to know if you don't speak Japanese. In matter of fact, almost in every case reported here in AHQ, people are wondering "I got a warning. What did I wrong?" I think it is still a good idea to have an early warning system that prevents things like this from happening. As I said, it's not EA who makes the rules.