"halimali1980;756980" wrote:
1- Presence of a bank and a Stock exchange to provide all financial solutions for the sims
2- Sims to have individual bank accounts and (debit & credit) cards other than the family account
3- Sims to be able to apply for different bank loans( housing loans, personal loans, auto loans etc), and interest to be deducted from the individual account if it is a single sim loan or from family account if it is a joint loan
4- Fixed deposit where sims place money at the bank for a marginal low profit for a fixed time of period. higher the period the higher the profit.
5- Investments with different degree of risks. The higher risk investments might give higher profits or higher risk by losing big chunk of the capital or all of it.
I fully agree with all of these ideas. I have wanted the ability to borrow and invest for ages, and I think these are all features that should be in the game, but they should be optional things that the player can choose to do if they wish, but will not affect game play in any way for those who do not.
I like the credit card idea, as long as it has a small-ish limit on it, say to help pay the bills and such. Other wise it would be too easy to overspend and rack up too much debt!
The only thing I don't really like is the stock exchange idea. In theory, this is actually awesome. It would be a great alternative way for Sims to earn (or lose) money and could be quite interesting. However, I don't see it happening at all, it's a little too complicated for a Sims game. They would have to super-simplify it for it to work and for most players to understand it.
Also, it's about time we got a Banking/Finance or Accounting career!!
