I was thinking the other night about what if they included mortgages in this game? When you first start off and you don't know there are cheats, you only have 20,000 to buy a house or en empty lot...
And with a chance of losing the property if your sim takes too long in paying it off and/or misses several payments in a row! On that note, I still want loans in BG. With high interest rates if your sim got it from a loan shark.