since yesterday whenever i load in sims from the gallery or create a non-story sim and start a new game with them, or try to do "create household to move in" i get a starting fund ranging between -10...
Move your Mods folder to the Desktop and delete localthumbcache.package. Then test the game in a new save. If it works now check for updates to your Mods and CC. Add it back a little at a time while testing until you have found all that are broken.