Threads like this about auto-claims not triggering properly feel oddly familiar. You do everything right, reach the required level, and still end up chasing something that should’ve been automatic. The frustrating part isn’t just the bug, it’s the uncertainty—did I miss something, or is the system broken?
I had a similar wake-up moment with health insurance. On the surface, my policy looked fine, but when I tried to understand how it would actually work during a claim, there were too many assumptions and gray areas. That’s when I realised most problems don’t come from outright denial, but from lack of clarity upfront.
I ended up using Bima Analyze to stress-test my cover. It just asked for basic details and evaluated things across 100+ real-world factors. The BimaScore (a 400–1000 clarity rating) made it obvious where expectations and reality might diverge.
Different domains, same lesson: systems work best when you know exactly how they’ll behave before something goes wrong. If it helps, this is what I used: https://bimascore.com/vox2f8