Abilities and x-factor in Be a Pro

I am 6 seasons in and have unlocked all the x-factor slots except the last one (which requires 20 x-factor points). I have 3/20. If I purchased all the Luxury stuff that have x-factor points, it would cost almost $200M...which would take another 12-15 seasons...and that would only get me to 14/20. Then I'd need to purchase all the temp boosts to get me to 20 which would be another $5M or so. 

Maybe some storylines aren't appearing? Or is playing for 25 seasons the only way to unlock the last slot? If so, can we have the option to disable all the conversation stuff so we can just sim the regular seasons all the way through without the same conversations about deodorant ads and dumb shot blocking challenges, etc, over and over again?

Also, I only have 3 in-progress ability tracks going (Ring Chaser, Division Enthusiast part 3, and Ultimate Champion). Team Bannerman Part 2 should have been triggered as I completed Part 1. 

It makes me want to stop playing when I have maxed out my skills/traits (99 overall) and it's basically impossible to get the rest of the stuff. Please make it fun to play more than a few seasons in this mode. Thanks!