How to stop Text to Voice on XBOX

I had a couple thoughts on seeing this thread bumped.  First, the descriptions found for these features under "options" leave a bit to be desired in terms of clarity.  What "Enable accessible chat features" actually does is pretty vague.  I've been looking at it for a minute and can't figure out exactly what the options will change.

There are a couple of ways to avoid getting the nasty treatment from randoms.  First, under "gameplay options" there is a Communications Filter that allows you to disable incoming chat from everyone entirely, or limit it to just players who are among your in-game friends.  The other option is to "mute squad" upon character selection or on your map screen during game.  I almost always play in party chat, so I generally don't have to do any of this.  But when I have not done so, the moment a random's mic has extraneous noise or they say anything that is impolite, I just instantly mute them.  Generally I do not mute team mate's pings, but a neat side effect from doing so is that you conveniently can no longer see their death box ping spam at all.