Limit on free Apex Packs (forced to pay for loot boxes)

I'm making this post because I don't see anyone else talking about it.  If you're like me, you may have noticed a reduction in the Apex Packs you receive after level 20.  This confused me at first, and I decided to look more into it.  So, it turns out that the level cap in Apex Legends is at 100.  And, between levels 1-100, a player will only receive 45 Apex Packs for free.  That's all you'll get.  Yeah, they do have an over-leveling system, but you only get Legend Tokens from it.  And, outside of unlocking characters, Tokens are useless.  You can't buy Packs with them, and the skins in the store require you to first obtain the legendary variants of them.  These legendary skins you can buy with real money (about $20 a piece).  Otherwise, you have to be lucky enough to obtain through Packs.  Or, get enough crafting materials to unlock them yourself, which are also randomly obtained only through Packs.

Honestly, I had been absolutely loving this game up until now.  But, finding out that leveling will only reward me so much makes me think, "What's the point?"  And, I feel any game (F2P or not) shouldn't strong-arm it's players to spend more money.  Especially when you're not guaranteed to get what you want out of the purchase...