Those are skill caps. Some players, such as busts, have terrible skill caps, even though they may be a 4 or 5 star prospect. Once the skill cap is reached, you cannot improve that player anymore. I’ve had 4 star players with star development reach all their skill caps by their sophomore season and cannot upgrade their skill sets anymore. At least, that’s what it looks like from the images you attached. It’s a completely normal aspect of the game.
I get what you’re saying but I understand the difference between “not enough points” and “skill cap reached.”
If you look at the pictures you will see it specifically says “not enough points” when I have 86 points to use.
