I've had the exact same issue. It already started weird as when I opened the game it didnt show me a warning message with the amount of hours I have left (although I remember it is about 4 hours and a handful of minutes, I checked it last night). It opened fine although it took two tries to connect to the EA servers. Then, when I succeeded, I tried to open pro clubs. It loaded for a very long time and eventually showed me the blue screen that now pops up every time I try to open FIFA 21: "Cannot use content. Cannot connect to the server to verify the licence".
I have restarted my PS4 twice already. FUT seems to work fine on FIFA 20(!), but pro clubs seemed to have an issue there too: "Failed to load data" (if I recall correctly).
I can open pro clubs on FIFA 20 now but it still shows the same message when trying to open FIFA 21.
I'd like this issue to be resolved as I don't want to have been careful with spending my hours just to end up wasting 4 of them on an error.
PS: it also shows the lock sign next to FIFA 21 for me