You need to take a few things into account for pace. Things like stamina accelerate body type dribbling stats and playstyles. Ea is changing how stamina works next year so players will likely never lose pace. They are also doubling pace.
People score in the last minutes because they hardly attack during normal time. Then they actually try to attack in the last minute. You can get up and down the field in seconds so I don’t know why people hold the ball so long besides when they know time is running out. People are to focused on the possession stat.