CPU play calling at the end of the game

3:16 left in the 4th quarter, Miami is trailing by 9 points with all 3 Timeouts remaining (ie, they need at least a touchdown and a FG). Miami has the ball at opponent 25 yard line, and it is 4th and 16. They choose to go for it, instead of kicking the FG. Tua gets sacked. They could have kicked the FG and still had plenty of time to Kickoff and get the ball back