Can't equip horseshoe banner audio

@FramboliHaving the same problem too.It was even happening before the new Vol.3 update and is still locked.Also I'm getting the Failed to Create Lobby error once I go online and the garage scene loads up.I usually just bypass the error and am able to join a server.I am also having an issue where once I'm in the online map and say after a race I drive back to ANY garage, it won't let me enter garage and immediately kicks me offline and straight to the dashboard.