How do you spend you Credit Heist Loot?

Usually promoting characters to 7 stars and leveling them. I have about 20 characters I have shards to promote but don't have the credits to do so.

I try to keep at least 20 million in the bank and spend credits the same way as everyone else...

"JacenRoe;c-1225171" wrote:

"johnnysocks71;c-1225081" wrote:

"skywhopper;c-1225045" wrote:
Save it.

So there have been a couple of suggestions about saving. I'm glad you bring it up again because I can never save because I am always leveling a toon or mod or something. Out of curiosity, do you just save credits for when new toons come out or something else?

As a notorious hoarder, I like to have credits in case an epic mod pops up, and I want to buy it. I like to have credits in case a level cap increase comes, and I need to level a bunch of toons. I like to have a cushion in case an event is announces that requires a full team of characters I don't have geared/leveled. (I was sitting on 100 million before Thrawn was announced, and I had not a single credit sunk into Phoenix) And I like to have credits in case the meta shifts, and I need to retool my arena squad.

And when I do decide to do a project that isn't urgently addressing an immediate need, I like to farm the resources first, then gear/level out of the surplus while leaving a cushion (not just of credits, but gear, ability mats, and crystals too) for all the previous reasons mentioned.

Saving doesn't work well until you have already built an arena team to satisfaction, and a selection of raid and/or event teams. After that is done then you can save. Before that point I was broke constantly.

Yes, that is my problem. Still improving my arena team and teams for AAT raid. Plus, working on Phoenix for Thrawn and FO and Resistance for when the new movie drops. Maybe after all that, I can start saving.