We all have our favorites and what one cheat would you not be able to live without (you don't have to necessarily use it all the time) and just love more than the others? I'll try to list the most pop...
The FamilyFunds cheat is super useful for Build A City Challenges :) Taking taxes from sims, and moving them to the mayor / founder is super convenient.
Also there are times where the needs maxing cheat saved my pregnant sims from dying. Sometimes it's way too hard to take care of pregnant sims.
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