How are your sims doing financially?

My current household, which is my legacy family has a little over 100k. Their home is a simple one story ranch style with 5 bedrooms and 3 bathrooms. I do have more than enough money to add nicer stuff, but I'm very lazy when it comes to decorating and I want to avoid too much clutter because of sims getting stuck. I want to redo the garden area and move it more towards the back. I have a rule where sims living in the house aren't allowed rabbit hole jobs. So, they either have to work in a profession or be self-employed in something. Teens can get part-time jobs to help out, but when the heir grows up, he or she will start following the job rule. Family members that move out don't have to follow the job rule. The founder/matriarch of the family is a Horsewoman right now and at level 8 of her profession. Her husband works in the Paranormal Profession, so they both bring home quite a bit.