Fortunately I rarely play females so I don't find it an issue for active sims but when a badly dressed pregnant female is in the background of a pic I want to take I do shake my head at what is available to them. I don't think there's much you can do about it without CC but I agree that more options should have been provided.
For me, it was always frustrating that elders weren't properly catered for. I could never get my SS dressed in clothes I would actually wear until I started using CC.