We've all been there at some point. I have a whole list of things I only learned or started doing "correctly" after years of playing, and I'm sure the list will keep getting longer as I try out new features. It's part of the fun.
Or maybe you're not doing it wrong at all: your sim has been living comfortably off the proceeds of the thefts for a while now and probably still has plenty of time to worry about the LTW. There's nothing wrong with that, I mean except the part where a bunch of other sims are missing their possessions. But we all have too much stuff anyway.
