I've been playing the same game on and off for over a year now and my SSD died and forgot to back up. I was on my 4th generation (I play on super epic) I'm so upset My Sims :( Why do I always forget...
Those seem like pretty reasonable rates to me. Maybe an MC > Status report on the Household will reveal what's going on, once you adjust their caste membership. Perhaps they are living beyond their means, driving expensive cars or something like that?
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