I’m a bit of enabled and disabled but disabled definitely wins out most of the time.
I like the extra LTH points but often they are pointless because they end up going to a throw away game I started to work something out and then never save.
Occasionally the screens just hang and that frustrates me.
Mostly in the mornings I turn on the computer and then go and make coffee. Then I return and launch the game and wait impatiently for the game to get to the point where I can alt tab it to the background to read my emails and do other things before I get around to loading a save. Often I never get to the point of loading a save and just end up working on other things all day. If I have those loading screens enabled and I am in a hurry I get Really frustrated.