Rosebud 500K Solitaire by EuphorialQueen

So I'm doing this challenge (will do a full update when I get to the end of the first week) and noticed when I check my progress in my achievement that my Sim's net worth is listed at $7,000 even though she only has a little over $1,000 on hand and I started with a completely fresh sim in a fresh save. I'm guessing this is because the achievement takes into account the worth of the lot the sim lives on. I chose the one in the Goth neighborhood so that gave her a boost of $5,500 right there that she hasn't actually earned. Not sure how to handle this as it feels...cheaty for her to have that extra boost at the start even if her bills are going to be higher then if she was on a cheaper lot. Should I start the challenge over on a cheaper lot or check to see what the cheapest lot available is and use anything above that cost as a loan that she needs to pay back before the end of the challenge, or just make myself have to earn that extra amount in the total before I consider the challenge over. The loan I have to pay back would probably add an extra challenge but it might be easier in the long run just to tack it onto the total I have to earn on the end value. *ponders*

Anyway I love this challenge so far no matter which I choose she still has a long, fun road ahead of her.