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@CanadianGirl114 Perhaps you could purchase the game at a brick-and-mortar store locally? Alternately, you could see if in Canada you are able to purchase at a brick-and-mortar store with cash a 'pre-paid debit/credit card' (Visa or MasterCard) or a (Visa or MasterCard) gift card that you can add money to at purchase then use it to purchase online or an Amazon gift card that you could use to to purchase online on Amazon. Or perhaps you have a family member or close friend with a credit card that would purchase for you if you hand them the same amount of cash?
Games and packs can then be purchased at the EA online store: https://www.ea.com/games/the-sims/the-sims-4/pc/store
It still says you can use 'EA Wallet' to purchase with online on their website with the conditions laid out here: https://www.ea.com/ea-card-terms-and-conditions