Build a house or get one off the gallery?

That gallery has saved my game countless times, lol. I just don't have the patience to hone my build skills because I already take way too much time creating Sims. Plus, there are so, so many incredibly talented builders out there who are kind enough to share their creations and are way beyond my capabilities so that I'm always deeply impressed with what they come up with. I really don't care for the builds that come with the game because most of them are too modern for me or a little bland and generic (which I believe is by design) and it's easy enough to plop a different build down and give my towns a makeover.