@rosettasstoned Miko has 8, which allows her to do that. I've just never tried it so didn't think about it. I just googled, and it looks like there is no interest involved....definitely will do that to try to at least get enough for the next bill cycle, until I can get some more money being generated. I do have the trait that gives interest on money on hand...so it makes sense to take a lot of those 0 interest loans right before the interest comes in!
Think the ideas here will definitely get some money on hand to cover the next bill cycle, which should be the last one that is a problem. Miko should get a few promotions (and the cash bonus that comes with those) after that. Once my household has fluidity, earned interest takes over and makes it easy to stay ahead.