Do you build your own house or do you download from gallery?

I'm a completely hopeless builder so I basically always use pre-existing houses and edit them to fit my needs. So Gallery is utilized fairly regularly. Though I dislike how many of their "starter houses" are overcluttered with excessive MOO use and basically anything but a starter house when you look at the price, but that's when my own editing happens. And/or cheats. Often have to use freerealestate in order to afford the thing, then can lower the funds later.