Do you/would you use whims?

I like playing with whims a lot actually, as I prefer a looser, more "go with the flow" kind of play style, and so its fun for me to take cues form things like whims. But, I definitely they could use improvement based on how they are now. I've talked about this before, I think there's an old post (or a few lol) with me ranting about it around here someplace, but some basics I'd like improved are things like:

more bigger lifestyle whims like for adopting a child as well as the "try for baby" one, moving out of house when a sim ages up, quitting a job or switching careers as well as starting one when their unemployed (especially for the non-committal sims

fewer "buy" whims, and nixing buy whims completely when off the home lot, as often the sim has already bought the thing its just waiting for them at home

and then revamping them to be more tailored to traits and such (for instance, it should be less common for a happy loner sim to get the "meet someone new" whim, and there should be more diversity in the possible "happy" moodlet whims over all so they can better suit the different character traits available)

Also, when a whim gets "x-ed" out and canceled, there should be cool down period of, like, least a few sim hours if not a full sim day before it can re-appear again.