Repo Man is back

There's risk and there's annoyance. If repo guy goes after auntie Tina's plate, I can easily buy a new one later and pretend this is auntie Tina's that my sim bought back. Same for some crystals, although replacing twenty or so downsized, painstakingly placed crystals isn't my idea of fun. Or paint by reference paintings of deceased sims - they'll be gone forever.

If they do not have placed a real good failsafe to prevent repo going after irreplaceables, in practice this will lead to Save game - Motherlode - pay debt - manually take a note of owed sum - manually add interest - manually pay back later.