Should the next Sims game go above the T rating?

I think the problem with this version of the sims it too PC. (No I do not mean diversity) They had the insanity trait turn to the erractic trait. It feels like the game is making sure players don't feel stress or upset. My sims feel like they are in happyville. Nothing bad happens or going happen. Let my sims that do poorly get fired.Let my sims have disasters like meteor showers, or earthquake that actually destroy things.Let my sims get robbed.Yes it can be a challenge, but it adds excitement