Should the next Sims game go above the T rating?

I miss the random bad stuff that happened in past iterations that constantly changed the story you were playing. In the sims 4 it's so hard to accidentally die that you have to make all the "random life events" happen yourself. Anyone remember how hard it was to keep a sim alive in sims1? I miss the challenge that making the sims 4 all sweetness and light took away. This all fit well within a T rating in the past.