To be fair, a lot of people find that The Sims 4 isn't challenging enough and are annoyed because nothing bad ever happens unless you go out of your way to make it happen yourself.
I don't know if you've played previous iterations of The Sims, but back in the day, a lot of things happened that were out of the player's control during gameplay. Meteorites could fall from the sky and kill your Sims! Chance cards had actual consequences: your Sims could lose several skill points, get demoted or even lose their job! Or, if you got lucky, they could get promoted.
The worst thing that can happen to your Sim in The Sims 4 when you make a bad choice on a chance card is either a slight performance loss at work or a negative moodlet. They can't lose skill points, get demoted or get fired. Personally, I don't think that's severe enough to justify the need for an "Ignore" button.
