Would you like separate clothes layers ? (Instead of top and jacket/sweater combos)

Living in a changeable climate I want scarves, shawls, or wraps and the ability to put them or plus/a raincoat or jacket over indoor clothes when going outdoors and/or not taken off automatically when going inside again without having to choose what to wear all the time.

We don't all dry off immediately the sun comes out again. I suppose that comes with making a game in San Francisco.