@sim31984 There's not. You can complete whims and/or aspirations milestones to accumulate reward points, then you can buy the reward trait "Frugal" in the reward store that lowers the bills for that Sim whenever and whatever. You'll not get your bills lower by completing whims then, they'll always be lower because of the trait Frugal, not because you completed whims. You can buy this trait without completing whims at all, you just need to complete some aspirations milestones.