@puzzlezaddict hello, I've always had my user data in a folder called "Sims 4" on my D drive. That's where I put them and they have always worked.
It was only when I tried to play today that the game appeared as if I had never played it before (no saves/mods available), and I can see that it's spawned a folder in my C drive Documents>electronic arts>sims 4. This folder and all of it's (mostly empty) content has today's date. It was created today automatically I guess. I've never used that location before and have no experience with symbolic links.
I am wondering if reinstalling the Sims would help. Perhaps it asked me where I would like to install this stuff when I first installed it years ago, and I chose my D drive... I forget. Then for whatever reason it decided to do this today. I have not deleted or changed anything since the last time I logged in. Maybe reinstalling it would prompt asking again where to install?